Mortgage Industry Experts

Loan Auditing
Loan Modification Experts
Who We Are
eModify is headquartered in Walnut Creek CA., and is focused on providing experienced attorneys for residential loan modifications and commercial loan work-outs. eModify provides best in service, residential and commercial case file management, underwriting, compliance review and forensic loan auditing services. eModify, provides legal services on a retained or on a contracted basis.
Our attorneys provide consumers with legal services, residential loan modification and commercial loan work-out solutions on a national level, when contracted or retained. Our attorneys maintain their legal focus in Bankruptcy, and consumer rights. eModify is an industry focused modification referral platform, providing focused legal services that help Clients that are in danger of falling behind in their mortgage obligation or are in threat of losing their residential home or their commercial property.
The eModify platform is supported by industry veterans with over 30 years of experience in real estate law, mortgage banking, underwriting, auditing services, compliance and quality control review.
What We Do
eModify, delivers competitive pricing and implementation of best-in-class technology ensuring that all Clients receive the best possible communication, service and technology to track their resolution or modification process.
 
Loan Workout Programs
eModify, has an outstanding record of achievement providing attorney's focusing on modification services, bankruptcy services, litigation and legal research, all that when combined, have delivered successful modification and work-out solutions for the homeowner and to commercial property owners.
Forensic Loan Audit Pro

eModify, under is passionate about assisting homeowners and commercial property owners save their property by providing the right attorney needed to negotiate residential loan modifications and commercial loan work-out solutions through pre-litigation negotiations, bankruptcy or filing factual lawsuits against the lender.

 
debt relief eModify provides industry leading case preparation, paralegal, compliance, underwriting and auditing services on a national level providing the necessary case management solution to provide scalability.
  • Modification. Our attorney's will do everything possible to successfully renegotiate client contracts with the lender. Effectively doing everthing legally possible to help keep homeowners in their homes, and commercial property owners retain their properties when faced with an economic hardship, interest rate resets, vacancies, and negative cash flow issues.
  • Deed In Lieu. When the home value equals what is owed, a lender may agree to accept a "deed in lieu" instead of pursuing the foreclosure process. Our attorney's will negotiate a deed in lieu, if determined to be the best corce of action.
  • Bankruptcy. If filing for bankruptcy is considered to be in the best interest of our client, based on a careful review of our client's financials, and after exploring and exhausting all options, our atorney's will advise and assist our Client's in the filing process.
  • Litigation. When absolutly necessary to obtain relief for Clients, our attorney's will consider filing a lawsuit against the lender. This course of action could become expensive, time consuming, and there are no gurantees as to the final outcome.
mortgage rates origination process eModify utilizes best in service paralegal, case management, and forensic loan audit services that when combined have proven to be successful in US Courts to overturn or stop foreclosures and trustee sales.

Our in-depth forensic loan audit includes over 125 quality control checks, revealing the TRUE FACTS buried deep within each file - empowering our attorney's with another tool that can provide either an offensive or defensive strategy with your lender or in US Court proceedings.