Who We Are- eModify is 100% owned by Benjamin Legal Services, headquartered in Chicago, Ill., and is focused on providing residential loan modifications and commercial loan work-outs. eModify utilizes third party, best in service, residential and commercial case file management, underwriting, compliance review and forensic loan auditing services. eModify, provides legal services on a retained or on a contracted basis.
- Benjamin Legal Services, provides consumers with legal services, residential loan modification and commercial loan work-out solutions on a national level, when contracted or retained. The attorneys at Benjamin Legal Services maintain their legal focus in the States of Illinois, Florida and California (pending). eModify is an industry focused modification platform, managed by Benjamin Legal Services, providing focused legal services that help Clients that are in danger of falling behind in their mortgage obligation or are in threat of losing their residential home or their commercial property.
- The eModify platform is supported by industry veterans with over 80 years of collective experience in real estate law, mortgage banking, underwriting, auditing services, compliance and quality control review.
- What We Do
- Benjamin Legal Services, delivers competitive pricing and implementation of best-in-class technology ensuring that our Clients receive the best possible communication, service and technology to track their resolution or modification process.
- eModify, has an outstanding record of achievement providing modification services, bankruptcy services, litigation and legal research, all that when combined, have delivered successful modification and work-out solutions for the homeowner and to commercial property owners.
- Benjamin Legal Services is owned by J. Kevin Benjamin, Esq., who has been a member of the Illinois bar since 1989 and is also licensed attorney in Florida and California (pending). Kevin Benjamin is experienced in real property mortgage law, successfully representing homeowners and commercial clients in Mortgage Foreclosure cases in State and in Federal Court for over 20 years.
eModify, under the supervision of J. Kevin Benjamin, is passionate about assisting homeowners and commercial property owners save their property by negotiating residential loan modifications and commercial loan work-out solutions through pre-litigation negotiations, bankruptcy or filing factual lawsuits against the lender.
Benjamin Legal Services works with industry leading case preparation, paralegal, compliance, underwriting and auditing services on a national level providing the necessary case management solution to provide scalability.
- Modification. Benjamin Legal Services will do everything possible to successfully renegotiate client contracts with the lender. Effectively doing everthing legally possible to help keep homeowners in their homes, and commercial property owners retain their properties when faced with an economic hardship, interest rate resets, vacancies, and negative cash flow issues.
- Deed In Lieu. When the home value equals what is owed, a lender may agree to accept a "deed in lieu" instead of pursuing the foreclosure process. Benjamin Legal Services will negotiate a deed in lieu, if determined to be the best corce of action.
- Bankruptcy. If filing for bankruptcy is considered to be in the best interest of our client, based on a careful review of our client's financials, and after exploring and exhausting all options, Benjamin Legal Services will advise and assist our Client's in the filing process.
- Litigation. When absolutly necessary to obtain relief for Clients, Benjamin Legal Services will consider filing a lawsuit against the lender. This course of action could become expensive, time consuming, and there are no gurantees as to the final outcome.
eModify utilizes best in service paralegal, case management, and forensic loan audit services that when combined have proven to be successful in US Courts to overturn or stop foreclosures and trustee sales.
Our in-depth forensic loan audit includes over 125 quality control checks, revealing the TRUE FACTS buried deep within each file - empowering Benjamin Legal Services with another tool that can provide either an offensive or defensive strategy with your lender or in US Court proceedings.
