HAMP Programs Do Not Work!

Our Attorneys Have Been Successfully Protecting Consumers By Providing:

Pre-Litigation
Litigation &
Bankruptcy Services.

The eModify website has been designed to deliver a focused platform that promotes experienced attorneys to homeowners and commercial property owners facing foreclosure. Our referral network of attorneys may consider offering a HAMP program, if the Client so chooses, but the facts are that the government promoted HAMP program, fails to deliver a permanent solution, fails to lower principal loan amounts, and fails to lower payments on a permanent basis. The HAMP program is NOT the path to take if you want to save your home. You need to hire an experienced attorney that focuses on Consumer protection.

Our attorneys will analyze our Client’s financial situation, loan specifics, hardship and complete our paralegal, underwiting, compliance and auditing process. TYour attorney of choice will determine if the Client is best suited for a HAMP modification, or if it better to actually prepare for litigation against the lender, or determine if Bankruptcy is the best course of action to resolve debt's.

The attorneys's goal is to first attempt to negotiate with your lender, if unsuccessful, bring legal action against the lender and pursue relief through the Courts, providing property owners equitable relief from their current financial burden.

HAMP Prequalifications
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Paralegal Services Our attorneys focus on providing the best case management services, compliance review, underwriting and auditing services, assisting in the process of residential loan modification and commercial loan work-outs. By offering complete and professional case management services and legal services our attorneys are very successfull in retaining their Client's properties, by legally pursuing fair and equitable relief from lenders, servicers, or if need be, the US Courts.

The typical Client file often contains several predatory lending violations. Through a complete auditing and discovery process, Your attorney will outline all legal violations, determining whether the loan was unaffordable from the beginning, whether there are legal violations contained in the loan documents or if legal violations have been discovered in the loan origination process.

All of our attorneys in our referral program utilize best in class third party case management, paralegal, underwriting, compliance and auditing services on a national basis, providing the necessary scalability to handle the growing number of Client's that are faced with the threat of foreclosure.

All of our attorneys specialize in residential loan modification services and Commercial loan work-out solutions, working on a contractual or retained basis.

Our legal experts are seasoned attorneys experienced in mortgage lending, equitable negotiations and litigation services and can assist individual borrowers and can also provide complete back-end support for lender’s and servicer’s that require high-volume modification solutions for the consumer.

• Modification. Our attorneys will do everything possible to successfully renegotiate a client's residential or commercial contract with the lender or servicer, effectively keeping homeowners in their property, and allowing commercial property owners to retain their property.
• Deed In Lieu. When the home value equals what is owed, a lender may agree to accept the deed in lieu of foreclosing. Attorney's will negotiate a deed in lieu, if it has been decided that this is the best course of action for the property owner.
• Bankruptcy. If filing for bankruptcy is considered to be in the best interest of the Client, based on a careful review of our Client's financials, and after exploring and exhausting all other options, our attorney's will advise and assist the Client in the legal or filing process.
• Litigation. When necessary to obtain relief for our Client's, an attorney in our network may refer a Client to a specialized litigation attorney who may elect to file suit against the lender.
• Processing. The legal experts can also work with lenders and servicers to increase their modification efficiency, saving time, and saving homes, by being able to handle large volume orders and provide the necessary paralegal, compliance, underwriting and auditing services required an outsourced case load.